Student Loan Debt has outpaced Credit Card Debt as the largest category of unsecured debt in America.  One the main reasons is that Student Loan Debt is no longer dis-chargeable in Bankruptcy, absent a trial which finds that certain criteria are met.  Consequently, very few attorneys have ever tried a case for student loan discharge-ability.   However, a trial for discharge is not the only option for dealing with student loan debt.  Other options include loan rehabilitation, administrative discharge, loan consolidation, graduated payments, income based payments and payment through a Chapter 13 Bankruptcy plans to name a few.  If you are overwhelmed with Student Loan debt call our office for a free telephone consultation and we will help you consider your options.